How much life insurance should you have?
Deciding how much life insurance you need is unique to each person, but there are several factors that can help you estimate the amount of coverage that can best meet your goals.
Read MoreThere’s a lot to consider to make sure a client’s family is cared for if they were to pass away during their income-earning years. Life insurance can offer a solution by replacing the income of both wage earners and non-wage earners. This support helps in maintaining bill payments, keeping the family in their home, and funding a child's college education. Life insurance can also help convert existing funds into death benefit protection, ensuring availability for emergency situations or covering end-of-life expenses. Use the materials below to learn more about using life insurance for income protection, college funding, and Smart Money.
Help protect the future of your client’s family in the event of the loss of a wage-earner or non-wage-earner through the death benefit protection offered by life insurance.
Commonly used with
Consumer Materials
Agent Materials
Life insurance can be designed to meet your clients' changing needs with features such as flexible death benefit and flexible premiums. Death benefit protection can make life insurance an attractive choice for establishing a self-completing plan to help fund a college education. Permanent life insurance that can accumulate cash value may be used to help pay for college costs.
Commonly used with
Consumer Materials
Agent Materials
Smart money is money your clients want to control and access during times of need. While there are several options for where to keep this smart money, one that's often overlooked is permanent life insurance. It can provide the opportunity to build cash value for future needs, while also providing death benefit protection to help a family continue, or increase their legacy.
Commonly used with
Consumer Materials
Agent Materials
Deciding how much life insurance you need is unique to each person, but there are several factors that can help you estimate the amount of coverage that can best meet your goals.
Read MoreNeedless to say, all that you do every day would not be easy to replace. That’s why it’s so important to consider having a plan in place to help ensure your family could stay afloat. One option is life insurance. Here are some of the ways a life insurance policy can benefit your family.
Read MoreWhile the primary use of life insurance is death benefit protection, your clients may also have other needs that can be met through life insurance. The sales concepts and accompanying marketing materials below may help you broaden your sales potential. As independent contractors, it is up to you to choose which of these concepts may work for your particular sales strategy and clients, and which do not. Please note that North American does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations.
1670NL-11
FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
2-24