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Esfandyar Dinshaw
President, Executive Committee Member, Chairman and Chief Executive Officer, Sammons Financial Group

Esfand Dinshaw is president of Sammons Enterprises, Inc., and serves on the Sammons Enterprises, Inc. Board of Directors and Executive Committee. Esfand also serves as chairman and chief executive officer for Sammons Financial Group. He has 30 years of experience in the insurance industry. Esfand is past chairman of the board for LL Global, parent organization of LIMRA and LOMA. He currently serves on the ACLI Board of Directors, the insurance advocacy association. Esfand joined Sammons Financial Group in 1999, he is a graduate of Drake University.

Anne Cooper
Senior Vice President and Chief Human Resources Officer, Sammons Financial Group

Anne Cooper, PhD, is senior vice president and chief human resources officer for Sammons Financial Group. She joined the company in 2013, bringing with her over 20 years of experience in human resources and organizational development, primarily focused in the life insurance, annuities, and retirement services industry. Prior to joining Sammons Financial Group, Anne served as head of Human Resources for a division of ING. During her time at ING, she partnered with businesses in the United States, The Netherlands and Korea. Anne completed her undergraduate degree at Western Washington University where she received a B.A. in Psychology. She later received her M.S. and Ph.D. in Industrial/Organizational Psychology from Iowa State University. Anne is a member of the American Psychological Association, Society of Industrial/Organizational Psychologists, serves on the Board of the Central Iowa Chapter of the American Red Cross, as well as a Governing Board Member of the Western Washington University Foundation Board.

Brian D. Hansen
Senior Vice President, General Counsel & Secretary, Sammons Financial Group

Brian Hansen is the senior vice president, general counsel and secretary with responsibility for the management and operation of the legal functions of the Sammons Financial Group affiliated companies. He has held several prior roles in the legal and compliance areas since joining the company in 2008, and most recently served as vice president and chief compliance officer of Sammons Financial Group. Prior to joining the company in 2008, he was a partner in the Chicago office of Jenner & Block LLP. Brian obtained a J.D. and a B.A. in psychology from the University of Iowa.

Bill Lowe
President, Sammons Retirement Solutions

Bill Lowe is president of Sammons Retirement Solutions, a group that specializes in developing and distributing individual retirement products through broker/dealers. Bill joined Sammons in 2011 with more than 29 years of financial services experience. He has served in a variety of leadership and executive roles in product distribution and business line management and has a history of success in the distribution of 401(k) plans, variable annuities, fixed annuities, life insurance, mutual fund products and managed accounts. He is a General Securities Principal, Investment Advisory Representative, Chartered Life Underwriter, Chartered Financial Consultant, and Fellow of the Life Management Institute. Bill has completed the General Management Program at the European Centre for Executive Development at INSEAD in Fontainebleau, France. He is currently on the boards of the Insured Retirement Institute in Washington, D.C., Freedom for Youth and the Principal Charity Classic in Des Moines, Iowa.

Becky Luloff
President, Sammons Financial Group's Shared Services Division

Becky Luloff is president of Sammons Financial Group's Shared Services division. In 1999, she joined Sammons Financial Group as one of the "original 7" hired to start up Sammons Annuity Group. As president of Shared Services, Becky is responsible for Operations and Information Technology for Midland National and North American companies, including both Life and Annuity lines of business. Becky brings over 37 years of financial services experience to Shared Services—a division with over 1,000 employees that administered $6.5 billion of new sales and more than 1.6 million in-force life and annuity policies in 2016.

Don Lyons
Senior Vice President, Chief Financial Officer

Don Lyons is senior vice president and chief financial officer for Sammons Financial Group. He has been with the company since May, 2002. As CFO, Don has responsibility for the accounting, finance, internal audit, investment management, enterprise risk management, corporate development, and corporate actuarial functions within SFG. Don is a Fellow of the Society of Actuaries and Member of the American Academy of Actuaries with 25 years of experience in the insurance industry, which includes product development, financial planning, valuation, and asset liability management. Prior to joining Sammons, Don spent time at ING, AmerUs, and Equitable of Iowa.

Ron Ottenbacher
President, Sammons Corporate Markets Group

With more than 30 years in the financial services industry, Ron Ottenbacher leads the Corporate Markets business unit of Midland National and North American life insurance companies. He is a Chartered Life Underwriter, Fellow, Life Management Institute, and a Chartered Financial Consultant. Ron joined Sammons in 2003, after serving as vice president at Clarica Life Insurance Company. Prior to his position at Clarica, Ron spent more than ten years with John Deere Insurance and AgCountry Financial Services in marketing and sales. He holds an undergraduate degree in business, and graduate degrees in law and business.

Steve Palmitier
President & Chief Operating Officer, Midland National Life Insurance Company, North American Company for Life and Health Insurance

Steve Palmitier is president and chief operating officer of Midland National and North American Company. Steve has more than 37 years experience in the insurance industry, with a wide background in sales, marketing, and operations, serving at several different financial services companies in a variety of roles such as agent, field management, and as sales and marketing officer. Steve joined Midland National in 1996 as senior vice president and chief marketing officer. He has been active in the industry's research and marketing organization (LIMRA) as a board member and has served on several of its committees.

Rob TeKolste
President, Sammons Independent Annuity Group

Rob Tekolste, CLU, LLIF, is president of Sammons Independent Annuity Group, providing strategic direction for the annuity arm of Sammons Financial Group. Rob is ultimately responsible for annuity business results related to Midland National Life Insurance Company and North American Company for Life and Health Insurance. With more than 25 years of experience in the insurance industry, he has a diverse background including sales, marketing, and operations management, and has served in sales and marketing management roles for industry-leading insurance companies. Rob previously served as president of Sammons Financial Group's Shared Services division, and was responsible for the agency, new business, underwriting, policy administration, claims, and information technology business functions. Prior to that, he served at Sammons Annuity Group, joining the division in 1999 as vice president of marketing, and was later promoted to senior vice president and chief marketing officer.


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Sammons® Financial Group is comprised of North American Company for Life and Health Insurance®, Midland National® Life Insurance Company, including its divisions, Sammons Annuity GroupSM and Sammons® Corporate Markets Group, Sammons Retirement Solutions® Inc. and Sammons Financial Network® LLC, member FINRA.