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Why choose North American?
Just look at the numbers. We think you’re going to like what you see.

With over 130 years of business under our belt, North American’s continued financial strength is the result of our:

  • Conservative and disciplined investment style
  • Private ownership framework
  • Commitment to doing what’s best for North American distribution partners and policyowners


In the end, what’s good for you, is good for North American.

Doing the right thing for you is simply good business. By putting North American policyowners first and focusing on the long-term rather than the short-term, we’ve been able to establish a strong, enduring company that North American policyowners can trust.



Speaking of North American policyowners…

We currently have:

  • 616,798 North American life insurance policies and annuity contracts in the books*
  • Paid over $419 million in North American life insurance death claims in 2019


North American is privately owned and customer focused.

As a privately owned company, North American is not subject to the short-term earnings pressures that publicly held companies sometimes face. North American plans to thrive for hundreds of years, not the next quarter. At North American we focus on the long term. We focus on you.


High ratings for financial strength.

Independent agency ratings provide a vital picture of an insurer’s ability to keep its commitments to you, the customer. These ratings are based on financial strength, operating performance, and ability to meet our obligations to North American policyowners and contract holders. Our consistent high ratings show that with North American, you aren’t just buying a product, you’re buying a commitment to you and your family.


To learn more about our strength and stability, read our brochure.


With a track record like this, you can have confidence in doing business with North American.


Contact your financial professional to get started.

Don’t have a financial professional?



Discover more about North American.


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The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product.

A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company’s financial strength, operating performance and ability to meet its obligations to policyholders. A+ is the second highest rating out of 15 categories and was affirmed for North American Company for Life and Health as part of Sammons Financial Group on August 19, 2020. For the latest rating, access ambest.com

S&P Global Ratings awarded its “A+” (Strong) rating for insurer financial strength on February 26, 2009 and affirmed on May 14, 2020 to North American Company for Life and Health, as part of Sammons Financial Group. The “A+” (Strong) rating is the fifth highest out of 22 available ratings.

North American has been a BBB Accredited Business since 09/24/2018. The BBB has determined that North American Company for Life and Health Insurance meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints.

Fitch Ratings, a global leader in financial information services and credit ratings, on May 1, 2020, assigned an Insurer Financial Strength rating of A+ Stable for North American. This rating is the fifth-highest of 19 possible rating categories. The rating reflects the organization’s strong business profile, low financial leverage, very strong statutory capitalization and strong operating profitability supported by strong investment performance. For more information, read the Fitch Ratings report.

* As of 12/31/2019

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