Builder Plus IUL® 3

Builder Plus IUL® 3 is an indexed universal life insurance product that provides death benefit protection that is generally income tax free, helps to reduce volatility, and can build long-term accumulation as part of your client's retirement plan.

Use these resources to familiarize yourself with Builder Plus IUL 3 and its value-add features.

Agent Materials

Download these materials to share in a meeting, send in a follow-up email or visit Supply Warehouse to order copies to keep on hand!

Consumer Materials

Explore common sales concepts of Builder Plus IUL® 3

Business Concepts

College Funding

Income Protection

Longevity Planning

Retirement Planning

Client Review

Highlights

Return of Premium Death Benefit Option¹
Variety of loan options starting in policy year one
Protected Death Benefit
Accelerated death benefit for critical, chronic and terminal illnesses²
Multiple bonus opportunities
Low face amounts starting at $50,000

Key Focuses

Death benefit protection
Retirement planning

Permanent life insurance blog posts

Use these client-friendly blog posts in your social media content or as an additional resource to help clients understand the value of life insurance.

A husband and wife explore their options on a computer.

How can a life insurance policy help with retirement planning?

Buying the right life insurance coverage with your future retirement in mind can make it easier for your family to handle finances when you die. It can also help protect your money, manage your taxes and give you the opportunity to grow cash value which you can use for a variety of needs and activities.

What can life insurance do for you?

If you want to protect the people you love, life insurance should be an important part of your financial planning. It can provide a meaningful amount of money to your family, give you a way to leave a legacy, and much more.

1. Subject to eligibility requirements. Only available at issue.

2. Subject to eligibility requirements.

Indexed Universal Life products are not an investment in the "market" or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance.

The Protected Death Benefit cannot be elected if the Over loan Protection Benefit is in effect.

Builder Plus IUL 3 (policy form series LS191, or state variation including all applicable endorsements and riders, are issued by North American Company for Life and Health Insurance, West Des Moines, IA. Products, features, riders, endorsement or issue ages may not be available in all jurisdictions. Restrictions or limitations may apply.

While the primary use of life insurance is death benefit protection, your clients may also have other needs that can be met through life insurance. The sales concepts and accompanying marketing materials below may help you broaden your sales potential. As independent contractors, it is up to you to choose which of these concepts may work for your particular sales strategy and clients, and which do not. Please note that Midland National does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations.

1670NL-4

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.

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