With the breadth and depth of the North American portfolio, you can be sure to find a fit for virtually any client. See our top products at a glance.

Strategic Design Annuity^SM X
fixed index annuity series

We call it the industry X-factor, the Strategic Design Annuity^SM X (SDA X). The fixed index annuity and its embedded benefits rider combines income potential and innovative liquidity features as dynamic as clients’ lives.

NAC VersaChoice^SM 10
fixed index annuity

Three design options allow NAC VersaChoice 10 to be a pure accumulation product, an accumulation/income solution, or an accumulation/liquidity solution. Optional Enhanced Liquidity Benefit rider or Income Pay Plus optional guaranteed lifetime withdrawal benefit (GLWB) rider able to be added for an additional charge.

NAC BenefitSolutions^®
fixed index annuity series

For clients hoping to leave a legacy to their beneficiaries, NAC BenefitSolutions series provides a rider death benefit in addition to guaranteed income that cannot be outlived.

NAC IncomeChoice^® 7
fixed index annuity

With a built-in guaranteed lifetime withdrawal benefit (GLWB) feature, at no additional cost¹, stacking roll-up credit added to the GLWB value, NAC IncomeChoice can help give clients the income they need with the potential they want.

NAC RetireChoice^SM
fixed index annuity series

NAC RetireChoice helps deliver a combination of accumulation, premium bonus² and liquidity. Additional premium bonus and liquidity plus more can be added with the optional additional benefits rider (rider available at an additional charge).

Performance Choice^®
fixed index annuity series

The Performance Choice series provides growth potential without the risk of loss of premium due to market downturns or fluctuation. The Performance Choice Plus designs also offer a premium bonus. Optional Income Pay Plus rider available for an additional charge on non premium bonus options.

North American Charter^® Plus
fixed index annuity series

North American Charter Plus brings accumulation potential and an immediate boost thanks to its premium bonus.

Income Pay^® Plus
optional guaranteed lifetime withdrawal benefit rider

For clients looking to help address the fear of outliving retirement savings, the Income Pay Plus provides a potential solution equipped to provide lifetime payment amounts (LPAs).

NAC Foundation Choice^SM Plus
fixed index annuity

This traditional fixed annuity with an annually declared interest rate offers lifetime income through a GLWB with a guaranteed roll-up rate for up to 10 years.

North American Guarantee Choice^SM
multi-year guarantee annuity series

Our multi-year guarantee annuity can provide steady growth and come in a wide range of durations.

North American Income^SM
single premium immediate annuity

Single premium immediate annuity (SPIA) offers a great way to structure income from retirement assets.

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state. Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders could under certain scenarios exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients.

1. While certain included features may have no explicit cost, a product with a built-in GLWB feature may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don't have these built-in features.

2. Premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower Participation Rates and/or greater index margin.