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With the breadth and depth of the North American portfolio, you can be sure to find a fit for virtually any client. See our top products at a glance.

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NAC VersaChoiceSM 10
fixed index annuity

Three design options allow NAC VersaChoice 10 to be a pure accumulation product, an accumulation/income solution, or an accumulation/liquidity solution. Optional Enhanced Liquidity Benefit rider or Income Pay Plus optional guaranteed lifetime withdrawal benefit (GLWB) rider able to be added for an additional charge.

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Accumulation

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Income

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Liquidity

NAC VersaChoice 10 product materials NAC VersaChoice 10 product materials

NAC VersaChoice 10 product materials
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NAC VersaChoice 10 brochure
NAC VersaChoice 10 brochure CA
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Personalize client flyers available
Solutions in Seconds video

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NAC BenefitSolutions®
fixed index annuity series

For clients hoping to leave a legacy to their beneficiaries, NAC BenefitSolutions series provides a rider death benefit in addition to guaranteed income that cannot be outlived.

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Death benefit

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Income

NAC BenefitSolutions product materials NAC BenefitSolutions product materials

NAC BenefitSolutions product materials
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NAC BenefitSolutions 10 brochure
NAC BenefitSolutions 10 brochure (MA)
NAC BenefitSolutions 14 brochure
NAC BenefitSolutions 14 brochure (MA)
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NAC BenefitSolutions 10 Competitive Advantage winning income flyer
Personalize client flyers available
Solutions in Seconds video

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NAC IncomeChoice® 7
fixed index annuity

With a built-in guaranteed lifetime withdrawal benefit (GLWB) feature, at no additional cost1, stacking roll-up credit added to the GLWB value, NAC IncomeChoice can help give clients the income they need with the potential they want.

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Income

NAC IncomeChoice 7 product materials NAC IncomeChoice 7 product materials

NAC IncomeChoice 7 product materials
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NAC IncomeChoice 7 brochure
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Power of GLWB stacking flyer
Power of GLWB Stacking MARC5
Winning income flyer

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NAC RetireChoiceSM
fixed index annuity series

NAC RetireChoice helps deliver a combination of accumulation, premium bonus2 and liquidity. Additional premium bonus and liquidity plus more can be added with the optional additional benefits rider (rider available at an additional charge).

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Accumulation

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Income

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Liquidity

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Premium bonus

NAC RetireChoice product materials NAC RetireChoice product materials

NAC RetireChoice product materials
Client friendly Action
NAC RetireChoice 10 brochure
NAC RetireChoice 10 brochure (MA)
NAC RetireChoice 14 brochure
NAC RetireChoice 14 brochure (MA)
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Solutions in Seconds video

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Performance Choice®
fixed index annuity series

The Performance Choice series provides growth potential without the risk of loss of premium due to market downturns or fluctuation. The Performance Choice Plus designs also offer a premium bonus. Optional Income Pay Plus rider available for an additional charge on non premium bonus options.

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Accumulation

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Income

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Premium bonus

Performance Choice product materials Performance Choice product materials

Performance Choice product materials
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Performance Choice 12 brochure
Performance Choice 12 brochure (MA)
Performance Choice 12 Plus brochure
Performance Choice 12 Plus brochure (MA)
Performance Choice 8 brochure
Performance Choice 8 brochure (MA)
Performance Choice 8 Plus brochure
Performance Choice 8 Plus brochure (MA)
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Solutions in Seconds video

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North American Charter® Plus
fixed index annuity series

North American Charter Plus brings accumulation potential and an immediate boost thanks to its premium bonus.

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Accumulation

Pb

Premium bonus

North American Charter Plus product materials North American Charter Plus product materials

North American Charter Plus product materials
Client friendly Action
North American Charter Plus 10 brochure
North American Charter Plus brochure (MA)
North American Charter Plus 14 brochure
North American Charter Plus 14 brochure (MA)
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Personalize client flyers available
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Income Pay® Plus
optional guaranteed lifetime withdrawal benefit rider

For clients looking to help address the fear of outliving retirement savings, the Income Pay Plus provides a potential solution equipped to provide lifetime payment amounts (LPAs).

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Income

Income Pay Plus product materials Income Pay Plus product materials

Income Pay Plus product materials
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Income Pay Plus with income multiplier brochure
Income Pay Plus with no income multiplier brochure (CA and IL)
Income Pay guaranteed minimum withdrawal benefit (GMWB) rider brochure (PA, available on RetireChoice only)
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Solutions in Seconds video

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NAC Foundation ChoiceSM Plus
fixed index annuity

This traditional fixed annuity with an annually declared interest rate offers lifetime income through a GLWB with a guaranteed roll-up rate for up to 10 years.

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Accumulation

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Income

NAC FoundationChoice Plus product materials NAC FoundationChoice Plus product materials

NAC FoundationChoice Plus product materials
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NAC FoundationChoice Plus 7 brochure
NAC FoundationChoice Plus 10 brochure
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Solutions in Seconds video

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North American Guarantee ChoiceSM 10
multi-year guarantee annuity series

Our multi-year guarantee annuity can provide steady growth and come in a wide range of durations.

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Accumulation

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North American Guarantee Choice product materials
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North American Guarantee Choice 3 brochure
North American Guarantee Choice 4 brochure
North American Guarantee Choice 5 brochure
North American Guarantee Choice 6 brochure
North American Guarantee Choice 7 brochure
North American Guarantee Choice 8 brochure
North American Guarantee Choice 9 brochure
North American Guarantee Choice 10 brochure
North American Guarantee Choice II brochure (CA)
North American Guarantee Choice highlight sheet
North American Guarantee Choice II highlight sheet (CA)
Guarantee Choice 5 & II - Cost of Waiting 5 Year MYGA flyer
Guarantee Choice 5 & II - Cost of Waiting CDs and MYGAs flyer
Guarantee Choice 10 - Cost of Waiting 10 Year MYGA flyer
Personalize client flyers available
Solutions in Seconds video

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North American IncomeSM
single premium immediate annuity

Single premium immediate annuity (SPIA) offers a great way to structure income from retirement assets.

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Income

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North American Income product materials
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North American Income brochure
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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state. Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders could under certain scenarios exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients.

1. While certain included features may have no explicit cost, a product with a built-in GLWB feature may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don't have these built-in features.

2. Premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower Participation Rates and/or greater index margin.