Product portfolio
Product portfolio
Innovative, competitive annuities
helping deliver tremendous client value
Innovative, competitive annuities helping deliver tremendous client value
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With the breadth and depth of the North American portfolio, you can be sure to find a fit for virtually any client. See our top products at a glance.
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NAC VersaChoiceSM 10
fixed index annuity
Give clients the versatility they want and the flexibility life demands with NAC VersaChoice 10 and its innovative, optional enhanced liquidity benefit (ELB) rider. Without the rider, NAC VersaChoice can serve as a pure accumulation product.
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Accumulation |
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Liquidity |
NAC BenefitSolutions®
fixed index annuity
For clients hoping to leave a legacy to their beneficiaries, NAC BenefitSolutions 10 provides a rider death benefit in addition to guaranteed income that cannot be outlived.
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Death benefit |
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Income |
Performance Choice® 8
fixed index annuity
The Performance Choice 8 provides growth potential without the risk of loss of premium due to market downturns or fluctuation.
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Accumulation |
NAC IncomeChoice® 10
fixed index annuity
With a built-in guaranteed lifetime withdrawal benefit (GLWB) feature, at no additional cost1, stacking roll-up credit added to the GLWB value, NAC IncomeChoice can help give clients the income they need with the potential they want.
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Income |
North American Charter® Plus
fixed index annuity series
North American Charter Plus brings accumulation potential and an immediate boost thanks to its premium bonus.
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Accumulation |
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Premium bonus |
North American Guarantee ChoiceSM
multi-year guarantee annuity series
Our multi-year guarantee annuity can provide steady growth and come in a wide range of durations.
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Accumulation |
North American Income®
single premium immediate annuity
Single premium immediate annuity (SPIA) offers a great way to structure income from retirement assets.
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Income |
FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state. Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders or strategy fees associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.
Fixed index annuity contract numbers: Performance Choice® 8 is a fixed index annuity issued on base contract form NA1007A/ICC16-NA1007A.MVA. NAC VersaChoiceSM 10 is a fixed index annuity issued on base contract form NA1012A/ICC17-NA1012A.MVA. North American Charter® Plus is a fixed index annuity issued on base certificate/contract form NC/NA1007A, ICC16-NA1007A.MVA. NAC IncomeChoice® 10 is a fixed index annuity issued on base contract form NA1004A/ICC16-NA1007A.MVA/NA1007A. NAC BenefitSolutions® is a fixed index annuity issued on base contract form NA1006A/ICC14-NA1006A.
North American Income® annuity is issued on base contract form ICC18-NA1014A/NA1014A.
North American Guarantee ChoiceSM is a multi-year guarantee annuity issued on base contract form NA1011A/ICC17-NA1011A.
1. While certain included features may have no explicit cost, a product with a built-in GLWB feature may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t have these built-in features.
2. Premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower Participation Rates and/or greater index margin.
27717Z REV 2-21