With the breadth and depth of the North American portfolio, you can be sure to find a fit for virtually any client. See our top products at a glance.

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NAC Control. X^SM
fixed index annuity

NAC Control. X fixed index annuity with the optional Total Control rider¹ allows your clients to activate up to 10 multiple guaranteed lifetime income² streams in the amount they need, when they need it without giving up future potential income flexibility or growth.

Income Pay Pro^SM
fixed index annuity

Income Pay Pro fixed index annuity offers clients guaranteed lifetime income² and the potential to grow retirement savings. It's a retirement "paycheck" that lasts a lifetime.

NAC VersaChoice^SM 10
fixed index annuity

Give clients the versatility they want and the flexibility life demands with NAC VersaChoice 10 and its innovative, optional enhanced liquidity benefit (ELB) rider. Without the rider, NAC VersaChoice can serve as a pure accumulation product.

NAC BenefitSolutions^®
fixed index annuity

For clients hoping to leave a legacy to their beneficiaries, NAC BenefitSolutions 10 provides a rider death benefit in addition to guaranteed income that cannot be outlived.

Performance Choice^® 8
fixed index annuity

The Performance Choice 8 provides growth potential without the risk of loss of premium due to market downturns or fluctuation.

North American Charter Plus
fixed index annuity series

North American Charter Plus brings accumulation potential and an immediate boost thanks to its premium bonus³.

NAC Guarantee Plus^SM
multi-year guarantee annuity series

Our multi-year guarantee annuity can provide steady growth and come in a wide range of durations.

North American Income^®
single premium immediate annuity

Single premium immediate annuity (SPIA) offers a great way to structure income from retirement assets.

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders or strategy fees associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

Performance Choice® 8 fixed index annuity is issued on base contract form NA1007A/ICC16-NA1007A.MVA or appropriate state variation including all applicable endorsements and riders.

NAC VersaChoice^SM 10 fixed index annuity is issued on base contract form NA1012A/ICC17-NA1012A.MVA or appropriate state variation including all applicable endorsements and riders.

North American Charter® Plus fixed index annuity is issued on base contract form NA1007A, ICC16-NA1007A.MVA or appropriate state variation including all applicable endorsements and riders.

NAC BenefitSolutions® fixed index annuity is issued on base contract form NA1006A/ICC14-NA1006A or appropriate state variation including all applicable endorsements and riders.

The Income Pay Pro^SM fixed index annuity is issued on base contract form NA1012A/ICC17-NA1012A.MVA or appropriate state variation including all applicable endorsements and riders.

NAC Control. X^SM fixed index annuity is issued on base contract form NA1015A/ICC21-NA1015A or appropriate state variation including all applicable endorsements and riders.

North American Income® annuity is issued on base contract form ICC18-NA1014A/NA1014A or appropriate state variation including all applicable endorsements and riders.

NAC Guarantee Plus® is a multi-year guarantee annuity issued on base contract form ICC21-NA1016A/NA1016A or appropriate state variation including all applicable endorsements and riders.

1. Optional Total Control rider is attached to the base product for an annual rider charge of 1.25% of the total income base.

2. Lifetime income refers to guaranteed payment of Lifetime Payment Amounts (LPAs) as defined in the GLWB Rider included in the contract. It does not refer to interest credited to the contract. Advise clients to consult with their own tax advisor regarding tax treatment of LPAs, which will vary according to individual circumstances.

3. Premium bonus and Enhanced premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus and enhanced premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus and enhanced premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins.

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