Plan for tomorrow

How SECURE Act 2.0 could impact saving for retirement

Along with changes that will impact current retirees or people nearing retirement, provisions of SECURE 2.0 might help younger workers build their savings, create emergency funds, and move retirement savings plans between employers with more ease.

Four steps to add to your retirement planning checklist before year-end

Taking actions that can help maximize your retirement savings can be a welcome activity any time of year, but you may find working it into your year-end financial review to be a convenient time to take a closer look.

Conducting a yearly financial checkup

Reviewing your budget, expenses, and overall financial plan yearly can help determine if your money management practices are on track or could use a tune-up. Use this checklist to help conduct an annual financial checkup and monitor your progress from last year.

Achieving work-life balance prior to retirement

Your retirement is a time for peace and calm, but you don’t have to wait until your golden years to find relaxation. Achieving work-life balance before you retire can help you stay healthy both mentally and physically.

Ideas on how to talk about financial planning with your family

Talking about financial planning can sometimes make people feel uncomfortable, but meeting with your spouse, children, or grandchildren to discuss financial decisions can better prepare your family for the future.

What can happen to your finances after a divorce

Going through a divorce or a separation after a long-term relationship can be one of the most emotionally taxing experiences in a person’s life.

What can life insurance do for you?

If you want to protect the people you love, life insurance should be an important part of your financial planning. It can provide a meaningful amount of money to your family, give you a way to leave a legacy, and much more.

Planning for your income in retirement

When you retire, you have a lot to look forward to, from traveling, pursuing your favorite hobbies, and spending time with your family. While looking toward the future, it’s important to remember what you may need to do before you enjoy your golden years.

Ways to find retirement planning advice

If you’re like most people, you'll want some advice on how to make sure your money lasts as long as you do (or longer!) You can find advice from a variety of places and at different price points.

Do you own your financial future?

On the surface, life insurance may seem fairly simple and straightforward—it can provide financial support to your family and loved ones should you pass away. Permanent life insurance comes in many forms, with each product type having its own benefits.

How can a life insurance policy help with retirement planning?

Buying the right life insurance coverage with your future retirement in mind can make it easier for your family to handle finances when you die. It can also help protect your money, manage your taxes and give you the opportunity to grow cash value which you can use for a variety of needs and activities.

How to improve your financial literacy

In honor of April being Financial Literacy Month, here are 5 tips that you can use right away to improve your financial literacy.

Building retirement confidence

Do you lack confidence in your retirement goals? You aren’t alone. 41% of participants in the recent North American survey gave themselves a ‘C’ or lower on retirement planning.

Smart money moves to make in retirement

It’s important to stay savvy with your finances to ensure you don't outlive your money. The way you handle your finances in retirement is just as important as it was before you left the workforce. Here are some tips on how to navigate your money in retirement.

How the pandemic has affected financial planning

Many of us are feeling the effects of the COVID-19 global pandemic, especially when it comes to managing our finances. We recently surveyed hundreds of consumers about how COVID-19 has impacted their money. Nearly half of the respondents agreed that the pandemic has influenced the way they handle their finances and how they save for the future.

Five ways women can plan for retirement

Today, women are seeking more ways to empower themselves financially. They could be taking ownership of money matters, seeking to find answers to tough questions, and making smart moves to help them define their financial future.

Unexpected costs in retirement to plan for

When you retire, you probably expect the expenses in your golden years to be covered by your savings, investments, Social Security, and Medicare. But the transition may not be that simple. Here are a few expenses you may not expect in your golden years.

Should you relocate for retirement?

While many retirees may choose to stay in their current homes, others like the idea of downsizing to a smaller place or moving to an entirely new location. If you’re considering packing up and heading to a new state, there are important factors to keep in mind to determine if you can successfully maintain your lifestyle and financial well-being in a different locale.